The Los Angeles wildfires estimates have hit $40 billion and may continue to rise. These are four times the losses of the most recent destructive fires and that is likely to convince even more insurance companies to leave the state and make homeowners even more uninsurable.
The exodus of insurance companies led to a 123% increase in the number of California homeowners relying on the state’s FAIR Plan. The FAIR Plan, a government gimmick that seemed good at the time, has $458 billion in total exposure and $4.8 billion in exposure from the current fires, but only has $377 million to cover claims. Once that’s exhausted, the state is likely to hit up insurance companies and homeowners to make up the difference. With mudslides expected to arrive after the rains, the chain of disasters may just be getting underway.
While the state’s worst insurance crisis was going on, Sen. Susan Rubio, the former chair of the Senate Insurance Committee, was fighting for illegal aliens while under suspicion of bribery.
Illegal aliens like her.
“We do not let Trump harass, intimidate, and push our immigrant community,” Sen. Susan Rubio threatened at a ‘healing circle’ convened by the state legislative building to protest Trump.
Rubio, who varyingly claims to have been deported when she was 4 or 6 years old, has made that her claim to fame. That and also having her sister serve in the assembly. And being caught up in the wave of FBI corruption investigations hollowing out the California Democratic Party.
Over the last decade, 576 California officials were convicted on federal corruption charges.
Rubio’s Baldwin Park, in the San Gabriel Valley region, was an epicenter of local corruption with its former city manager, city attorney and city councilman pleading guilty in a drug bribery scheme. Drug ‘legalization’ unleashed a whole new crime wave of ‘illegal’ marijuana growing operations and bribes to politicians by ‘legal’ drug businesses seeking permits. Sen. Rubio, who came out of the corrupt Baldwin Park City Council, was questioned by the FBI in that massive drug bribery scheme which briefly prevented her from heading up the insurance committee.
According to CalMatters reporting, “nobody else” but Rubio fits the description of “Person 20, who is accused in recently released federal court documents of asking for $240,000 in bribes from a cannabis company and accepting $30,000 in illegal campaign contributions.”‘
This would be a major issue in California’s insurance business whose Democrat leaders are nearly as corrupt as the state’s growing drug business.
Former Sen. Ron Calderon, who had previously chaired the Senate Insurance Committee, had been ousted over his role in the “largest insurance fraud case” in the history of the California Department of Insurance and was sentenced to several years in prison.
Senate Democrats had tried to protect former Sen. Caledron by removing him ‘without prejudice’ from the chairmanship of the Senate Insurance Committee. They attempted to do something similar but also far worse for Sen. Rubio, holding the chairmanship of the committee open for her by maintaining a vacancy just in time for the catastrophic wildfires to hit California.
Senate President pro-Tempore Mike McGuire corruptly prioritized Sen. Rubio’s political standing over that of the welfare of California homeowners by keeping a crucial position vacant for her. And with a fire and insurance crisis engulfing the state, no one was heading up the Senate Insurance Committee while its head-in-waiting was busy campaigning for illegal aliens.
Mounting outrage over the move did not lead Senate Democrats to appoint a credible alternative. Instead, Senate President McGuire announced that he was reappointing Rubio because “no case has been filed by the U.S. Attorney’s office and no additional information is available from the U.S. Attorney’s office.” This does not mean that Sen. Rubio isn’t potentially Person 20 who may be indicted at any time over allegations of soliciting $250,000 in bribes.
Should that happen, the work of the Senate Insurance Committee will devolve into a mess.
According to McGuire, he kept the Senate Insurance Committee seat vacant for the formerly deported illegal alien because “the Senate takes allegations of ethical and criminal behavior incredibly seriously”. The Democrat leadership took it so seriously that it kept the seat vacant for over a week while its legal counsel conducted its own ‘investigation’ into the allegations.
The investigation apparently consisted of querying the U.S. Attorney’s office over whether Sen. Rubio was about to be charged. Now, according to McGuire, since she isn’t being charged as of the moment, he has “confidence in her experience, and her ability to lead the Committee while the State faces unprecedented challenges with the insurance market.”
According to Sen. Rubio’s spokesman, she’s “currently not involved” in the investigation. That same spokesman also claimed that she wasn’t even interested in the role anymore. Now a week later she’s ready to lead the Committee through “unprecedented challenges”.
Unless it turns out that she actually is being indicted.
Should she be indicted, Rubio, a former deported resident, who is one of two sisters in the California legislature, will make history once again because “no woman California legislator has ever been indicted on public corruption charges while in office. Several male Assembly members and senators have been charged with such crimes over the years.” Truly historic.
That would make two Senate chairs of the Insurance Committee to be indicted in a dozen years.
California homeowners are facing an unprecedented crisis. And the crisis is as much of a political disaster as it is a natural one. While some blame global warming for worsening this latest disaster, it is the corrupt politics of the state’s political majority that is the real issue.
California’s Democrat majority has sent the state down into a chain of crises, from crime to homelessness to droughts and disasters, worsening natural crises and manufacturing human crises, raising endless taxes and bonds with the promise of finally solving them only to corruptly loot the money for special interests, politically connected allies and into their own pockets.
Now, as California desperately needs to save its insurance market, the ex-illegal alien in a position to shape the state’s response may become its latest official indicted for corruption.
Daniel Greenfield is a Shillman Journalism Fellow at the David Horowitz Freedom Center. This article previously appeared at the Center's Front Page Magazine.
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